The MPowered Finance Podcast with Sid Misra, CFP®
We’re all part of the financial system—whether we like it or not. Those who understand how it works can build wealth, create options, and live life on their own terms. Those who don’t often end up stuck, working hard but falling behind.
I'm Sid Misra, CFP®, a CERTIFIED FINANCIAL PLANNER™ professional and financial educator. Through this podcast, I simplify complex financial topics—retirement, investing, tax strategies, market volatility, merging love & money, and more. My goal is to educate and empower you to take control of your finances and your future.
🎯 Ready to learn? Hit subscribe and start building clarity and confidence in your financial life.
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. For hyperlinks to FINRA and SIPC, please refer to the links section. MPowered Finance and Beacon Financial Group are separate entities from LPL Financial.
Trademark Disclaimer:
*Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark with plaque design in the United States, which it authorizes for use by individuals who successfully complete CFP Board’s initial and ongoing certification requirements
Episodes
65 episodes
Don’t Just Re-Up Your Benefits: How to Make the Most of Open Enrollment This Year
Every fall, millions of people rush through open enrollment, clicking “keep last year’s choices” without realizing how much it can cost them.In this episode, I break down how to approach open enrollment strategically so your benefits ac...
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7:21
Before You Buy or Die | Real Estate & Estate Planning Advice with Ruma Mazumdar, ESQ
Thinking about buying a home? Wondering if you need an estate plan? In this episode, I sit down with Ruma Mazumdar, Esq, founder of Key Esquire®, to demystify the legal side of real estate transactions and estate planning.We break down:...
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55:04
Should We Lend Money to Family and Friends? - Love, Marriage, and Finances
Should you lend money to family or friends? What if your partner disagrees? In this episode of Love, Marriage, and Finances, Sid Misra CFP® breaks down the emotional and financial risks of lending to loved ones—and how to navigate it as a coupl...
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7:16
Tariffs and Market Panic - What You Need to Know
Are the latest headlines about tariffs and market volatility making you nervous? You're not alone. In this video, Certified Financial Planner™ professional Sid Misra breaks down what’s really happening with the recent market ...
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5:18
Is a Prenup Right For Me? Perspectives From a Lawyer - Love, Marriage, and Finances
In this episode of Love, Marriage, and Finance, host Sid Misra CFP® sits down with Lindsay Heller, a Family Law Attorney at Fox Rothschild, to demystify prenuptial agreements and provide expert insights on this often misunderstood topic.
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50:11
Why Did My Dad Wait Until Age 70 to Claim Social Security? Money Matters with Sid & Gautam Misra
You can claim Social Security as young as age 62. So why wait?Listen to this newest episode of Money Matters to find out why Gautam Misra waited until age 70 to claim his benefits.Learn what to consider when making your ow...
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31:33
Do I Need a Prenup? - Love, Marriage, and Finances
Wondering if you need a prenuptial agreement? The surprising truth is that EVERYONE who gets married already has one - but it might not be the one you want! In this episode of Love, Marriage, and Finances, Certified Financial Pl...
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13:10
Why Did The Fed Lower Interest Rates
The Federal Reserve just cut interest rates by 0.5% - the first reduction since 2020! Learn how this major economic decision impacts YOUR wallet, from mortgage rates to investment accounts. In this video, Sid Misra- Ce...
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8:30
What Does Wealth Mean To Me? - Money Matters with Sid and Gautam Misra
In the first episode of our new series, Money Matters with Sid and Gautam Misra, we dive into the economy, stock market, and discuss wealth.This is an episode you won't want to miss!Sid Misra, Certified Financial Planner™
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18:24
"Are You Prepared? Legal Documents Every College Student Must Sign!
Before students leave for college they MUST sign these 5 legal documents.Find out which ones in this video!Sid Misra, Certified Financial Planner™Beacon Financial GroupI'd be happy to have a brief conversation to dis...
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5:02
Are We Spending Too Much on Our Wedding? - Interview w/ Gautam Misra - Love, Marriage, and Finances
Join me for a very special episode of Love, Marriage, and Finances where I interview my dad, Gautam Misra.Gautam has been a financial advisor for over 30 years and a married man for 40 years, which makes him a great guest for the series...
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28:28
Why Did I Owe Money on My Taxes?
I had a big tax bill in April and I don't know why?Why did I owe money?Check out this episode to find out 5 reasons why you owed money and what you can do to prevent that going forward!Sid Misra, Certified Financial ...
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10:49
Here’s What Happened When We Merged Our Finances - Love, Marriage, and Finances
Join me for this very special episode of Love, Marriage, and Finances where I interview the amazing Christine Luken, a Financial Dignity Coach and author of ""Money is Emotional: ...
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54:39
How Do I Choose Between Pre-Tax and Roth?
Pre-tax vs Roth? What is the difference and which one should I choose?Watch this video to find out!Sid Misra, Certified Financial Planner™Beacon Financial Group
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4:31
Getting Married: How Do We Merge Our Finances? - Love, Marriage, and Finances
We've had important conversations around our money history and beliefs. But how do we actually merge our finances together?Listen to this episode to find out!Sid Misra, Certified Financial Planner™Beacon Financ...
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22:57
Are My Fiance and I Financially Compatible? Love, Marriage, and Finances
Before you say "I Do", it's a good idea to make sure you and your partner are financially compatible.Are my partner and I financially compatible?Sid Misra, Certified Financial Planner™Beacon Financial Group
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3:32
Can We Retire Now or Do We Have to Wait?
I recently met with a couple who have a sizeable nest egg. One spouse believes they have enough to retire right now. The other spouse thinks they need to keep working.Who is right?Sid Misra, Certified Fin...
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3:06
How To Talk To Your Partner About Finances — Love, Mariage, and Finances
Before you get married, you need to have discussions about money and more specifically, how you and your partner view and interact with it.Listen to this episode to learn how to have these important conversations, which will create tran...
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11:17
Personal Finance Should Be Personal
The questions you have about your finances require personal answers geared towards your specific situation.Make sure you are getting the answers you deserve, not just general information found online!Sid Misra, CFPBeacon...
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4:13
How Much Should I Be Saving and Investing? - Ask a Financial Advisor
In my "Ask a Financial Advisor" series, I answer questions sent in from my YouTube channel viewers, podcast listeners, newsletter readers, and the general public.Here is the most recent question I received:“I’m in my early 30s a...
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8:29
How Do I Retire?
How do I actually retire?How do I go from earning an income to living off my nest egListen to this episode to find out!Sid Misra, CFPBeacon Financial Group---I'd be happy to have a brief conversat...
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7:23
Avoid These Money Mistakes! Or Pay Dearly
What are the most common money mistakes I see as a Financial Advisor? Listen to this episode to find out!Sid Misra, CFPBeacon Financial Group---I'd be happy to have a brief conversation to discuss your ...
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4:41
How Should I Invest My Money?
There is a lot of noise about how you "should" be investing your money.Before you make any decisions, listen to this episode!Sid Misra, CFPBeacon Financial Group---I'd be happy to have a brief conversatio...
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4:51