
The MPowered Finance Podcast with Sid Misra, CFP®
We’re all part of the financial system—whether we like it or not. Those who understand how it works can build wealth, create options, and live life on their own terms. Those who don’t often end up stuck, working hard but falling behind.
I'm Sid Misra, CFP®, a CERTIFIED FINANCIAL PLANNER™ professional and financial educator. Through this podcast, I simplify complex financial topics—retirement, investing, tax strategies, market volatility, merging love & money, and more. My goal is to educate and empower you to take control of your finances and your future.
🎯 Ready to learn? Hit subscribe and start building clarity and confidence in your financial life.
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. For hyperlinks to FINRA and SIPC, please refer to the links section. MPowered Finance and Beacon Financial Group are separate entities from LPL Financial.
Trademark Disclaimer:
*Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark with plaque design in the United States, which it authorizes for use by individuals who successfully complete CFP Board’s initial and ongoing certification requirements
The MPowered Finance Podcast with Sid Misra, CFP®
Before You Buy or Die | Real Estate & Estate Planning Advice with Ruma Mazumdar, ESQ
Thinking about buying a home? Wondering if you need an estate plan? In this episode, I sit down with Ruma Mazumdar, Esq, founder of Key Esquire®, to demystify the legal side of real estate transactions and estate planning.
We break down:
✅ What a real estate attorney actually does in NJ
✅ Why attorney review is essential—and not just a formality
✅ Common real estate contract traps (and how to avoid them)
✅ Estate planning basics: wills, trusts, powers of attorney
✅ What happens if you don’t have an estate plan
✅ Why title insurance matters—even when buying from family
✅ How to protect your home and legacy for the next generation
Whether you're a first-time homebuyer, a real estate investor, or want to protect your family’s future, this interview is packed with legal and financial insights you need to hear.
📍 Ruma is a licensed attorney in New Jersey and New York, and she brings a modern, client-focused approach to law that empowers homeowners, couples, and professionals to make confident decisions.
👉 Learn more about Ruma Mazumdar and Key Esquire®:
🌐 Website: https://www.keyesquire.com
📸 Instagram: @keyesquire
Sid Misra, Certified Financial Planner™
Beacon Financial Group
I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together
Schedule an intro call with me: https://go.oncehub.com/SidMisra
---
To learn more about me, please visit my website: https://www.sidmisra.net/
I post a lot of educational content on LinkedIn that you won't want to miss out on
Find me on LinkedIn: https://www.linkedin.com/in/sid-misra/
----
Listen to the MPowered Finance Podcast: https://mpoweredfinance.buzzsprout.com/
Gautam Misra
Beacon Financial Group