The MPowered Finance Podcast with Sid Misra, CFP®
We’re all part of the financial system—whether we like it or not. Those who understand how it works can build wealth, create options, and live life on their own terms. Those who don’t often end up stuck, working hard but falling behind.
I'm Sid Misra, CFP®, a CERTIFIED FINANCIAL PLANNER™ professional and financial educator. Through this podcast, I simplify complex financial topics—retirement, investing, tax strategies, market volatility, merging love & money, and more. My goal is to educate and empower you to take control of your finances and your future.
🎯 Ready to learn? Hit subscribe and start building clarity and confidence in your financial life.
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. For hyperlinks to FINRA and SIPC, please refer to the links section. MPowered Finance and Beacon Financial Group are separate entities from LPL Financial.
Trademark Disclaimer:
*Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark with plaque design in the United States, which it authorizes for use by individuals who successfully complete CFP Board’s initial and ongoing certification requirements
The MPowered Finance Podcast with Sid Misra, CFP®
Should We Lend Money to Family and Friends? - Love, Marriage, and Finances
Should you lend money to family or friends? What if your partner disagrees? In this episode of Love, Marriage, and Finances, Sid Misra CFP® breaks down the emotional and financial risks of lending to loved ones—and how to navigate it as a couple.
💸 Lending money to family is common, but it’s also complicated. Studies show that 42% of people who lend to loved ones never get paid back. That can create stress not just between the lender and borrower—but also between spouses.
In this episode, you'll learn:
✅ How to talk with your spouse before lending money
✅ Questions to ask before saying yes
✅ Why you should never lend money you can’t afford to lose
✅ What to include in a written loan agreement
✅ The tax and legal issues you can’t ignore
✅ Alternatives to lending that still support your loved ones
Whether you're newly married or years into your relationship, understanding how to handle financial requests from family and friends is critical for protecting your relationship and your finances.
👍 Don’t forget to like, subscribe, and share if this helped you!
💡 About Love, Marriage, and Finances: A YouTube series hosted by Certified Financial Planner™ Sid Misra, focused on helping couples navigate love and money. From prenups and financial planning to debt, budgeting, and retirement, we cover it all.
🧭 About Sid:
Sid Misra, CFP® is a Certified Financial Planner™ with Beacon Financial Group and LPL Financial. He helps individuals, couples, and families - especially those preparing for retirement - gain clarity, confidence, and control over their financial lives.
From investment strategies and tax planning to navigating complex life decisions, Sid provides personalized, relationship-driven financial planning tailored to every stage of life.
🔗 Connect with Sid:
🌐 Website: sidmisra.net/
📅 Schedule a call: go.oncehub.com/SidMisra
💼 LinkedIn: linkedin.com/in/sid-misra/
📱 Instagram: @SidMisraFinance
🎧 Podcast: mpoweredfinance.buzzsprout.com/
Gautam Misra
Beacon Financial Group