The MPowered Finance Podcast with Sid Misra, CFP®
We’re all part of the financial system—whether we like it or not. Those who understand how it works can build wealth, create options, and live life on their own terms. Those who don’t often end up stuck, working hard but falling behind.
I'm Sid Misra, CFP®, a CERTIFIED FINANCIAL PLANNER™ professional and financial educator. Through this podcast, I simplify complex financial topics—retirement, investing, tax strategies, market volatility, merging love & money, and more. My goal is to educate and empower you to take control of your finances and your future.
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Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. For hyperlinks to FINRA and SIPC, please refer to the links section. MPowered Finance and Beacon Financial Group are separate entities from LPL Financial.
Trademark Disclaimer:
*Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark with plaque design in the United States, which it authorizes for use by individuals who successfully complete CFP Board’s initial and ongoing certification requirements
The MPowered Finance Podcast with Sid Misra, CFP®
The Retirement Income Decision That’s Hard to Fix Later
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Most people spend decades building their savings.
But very few have a clear plan for how to actually use it.
When retirement begins, your financial life shifts in one important way:
your portfolio has to become your paycheck.
And that’s where things get more complex than most people expect.
In this video, we walk through the key retirement income decisions that shape:
• How much you can safely withdraw
• Which accounts to draw from first
• How taxes affect your income
• When Social Security fits into the picture
Because retirement income isn’t just about a withdrawal rate.
It’s about coordination.
The early decisions you make can influence everything that follows, and many of them are harder to adjust later than people realize.
If you’re within a few years of retirement, or recently retired, this is often the point where having a structured plan and a second set of eyes can make a meaningful difference.
Sid Misra, Certified Financial Planner™
Beacon Financial Group
#retirementincome #retirementplanning #retirementwithdrawals #financialplanning #taxplanning #socialsecurity #retirementstrategy #401k #IRA #RothIRA #medicare #wealthmanagement
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I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together
Schedule an intro call with me: https://go.oncehub.com/SidMisra
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To learn more about me, please visit my website: https://www.sidmisra.net/
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Check out my YouTube channel: https://www.youtube.com/channel/UCZBF
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I post a lot of educational content on LinkedIn that you won't want to miss out on
Find me on LinkedIn: / sid-misra